Top 5 Small Business Insurance Providers in the Country

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  • Written by Richard Davis
1
Hive Fave
9.9
Honeycombs
WE’RE 100% DEDICATED TO SMALL BUSINESS.
  • Tailored business insurance. Zero hassle. Big savings.
  • Let’s find the specific coverage you need for your business.
  • Choose your primary industry to get started!
2
Sweet Pick
9.7
Honeycombs
Quick-thinking insurance for fast-moving businesses
  • Buy a policy online, in the app, or over the phone in minutes
  • Get coverage by the job, month, or year
  • Modify, pause, or cancel instantly if work slows down or hiring picks up
3
9.2
Honeycombs
Want better insurance? Meet Simply Business.
  • Tell us a bit about your business
  • Select your preferred insurer and price
  • Get back to running your business
4
8.9
Honeycombs
Business Insurance Simplified
  • Competitive prices from A+ rated insurers
  • Online, no paperwork. Your policy will be emailed instantly.
  • Over 25,000 small businesses in the U.S have used BizInsure
5
8.5
Honeycombs
Stay a step ahead and protect your business
  • Customizable coverage for businesses of all types and sizes
  • Risk management solutions to meet your business needs
  • State-of-the-art commercial insurance products
  • NEXT Insurance - Created to give your business the coverage it deserves
  • Thimble - All the coverage + features you expect from an A-Rated insurer
  • Simply Business - Ready to get a policy from one of our top insurers?
  • BizInsure - Fast, Simple and Convenient
  • Chubb - Superior underwriting expertise and world renowned claims
Provider Coverage Variety of Services Claims Process Application
NEXT Insurance
9.9/10
A A+ A A-
Thimble
9.7/10
A A A- B+
Simply Business
9.2/10
B B+ A A-
1
NEXT
WE’RE 100% DEDICATED TO SMALL BUSINESS.
  • Tailored business insurance. Zero hassle. Big savings.
  • Let’s find the specific coverage you need for your business.
  • Choose your primary industry to get started!
The needs of business owners have significantly changed over the past decade, the insurance industry hasn’t.

When you’re running your own business, you’re placing a huge bet on yourself. Your ideas, your passion, your blood, sweat and tears define your success. NEXT Insurance was created to give your business the coverage it deserves. Simple, affordable and tailored. So no matter what you do, no matter how you define success, we’re right there, next to you.

Life happens and sometimes things can go wrong. At the moment of truth, when you need us the most, we want to be there. To guide, to help, to solve. That’s why we have raised the bar on service, bringing most of our claims adjudication in house.

At NEXT Insurance, we make sure claims are investigated as soon as possible, with many being decisioned within 48 hours, so you can get back to what matters to you the most.

Trusted & loved by over 500,000 business owners

With a 4.7/5 rating and over five hundred thousand customers that trust NEXT Insurance, unbelievable insurance is a reality. Serving more than one thousand types of businesses, tailored policies for your needs are just a few clicks away.

Behind our groundbreaking AI-based technology there are hundreds of us. Data scientists, insurance advisors, product managers, designers & more. We are passionate about helping businesses achieve their goals & are committed to serve the needs of business owners.

Get an Instant Quote now!

2
Thimble
Quick-thinking insurance for fast-moving businesses
  • Buy a policy online, in the app, or over the phone in minutes
  • Get coverage by the job, month, or year
  • Modify, pause, or cancel instantly if work slows down or hiring picks up

Thimble makes insurance simple. 

From handymen and photographers to retailers and restaurants, we make it possible for every business, no matter how new or small, to take on their next opportunity.

We put small businesses in control.

You didn’t start your dream business for the thrill of buying insurance. That’s why we work hard to make insurance easier, faster, and more accessible, whether you just started in your garage this morning or you’re celebrating the 10 year mark. To make that happen, we’ve ditched the insurance industry’s dusty and complicated process to bring you a modern, straightforward experience: no blood, no sweat, no tears.

Why We Do It All: We don’t just serve small businesses, we take the time to learn their stories too. Whether we’re helping them get started or celebrating their wins, we’re always enthusiastic to bring the spirit of small business into everything we do.

Thimbles (not so) secret sauce:

  • Simple: Fewer questions. More options. Buy a policy online, in the app, or over the phone in minutes. Get to work before the other guys even call you back.
  • Scalable: Any size. Every stage. Get coverage by the job, month, or year. Choose how you pay, then upgrade when business really takes off.
  • Flexible: Total Control. Seamless edits. Modify, pause, or cancel instantly, whether work slows down or hiring picks up.
3
Simply Business
Want better insurance? Meet Simply Business.
  • Tell us a bit about your business
  • Select your preferred insurer and price
  • Get back to running your business

We're different. We're built for small businesses.

You're different, too. It's your business. It should be your insurance as well. We offer the coverages small businesses need most. And you tailor the coverage for what you do and what you need.

We do the heavy lifting. We check availability and prices from top national carriers for you. No running around. No multiple forms to complete. And no annoying calls and emails from dozens of companies.

We're insurance pros and small business champions. 

We've got an ever-expanding online resource center with helpful articles for starting and running a business. We've got free tools and templates. And we've got guides for businesses in every state in the U.S.

Why we chose Simply Business: They cover HUNDREDS of types of businesses, so we know you'll find the coverage you need. They also offer various forms of insurance, like workers comp, professional liability, general liability, and errors & omissions insurance! They simplify insurance so you can focus on doing what you do best: Building your business!

4
BizInsure
Business Insurance Simplified
  • Competitive insurance prices from A+ rated insurers
  • Online, no paperwork. Your policy will be emailed instantly
  • Over 25,000 small businesses in the U.S have used BizInsure

Fast, Simple, and Convenient. 

We believe insurance should reduce the stress that comes with operating a business, rather than adding to it. Take advantage of our smart online platform for peace of mind in minutes.

We believe the insurance industry is overdue for a change. The way business is being done is changing daily, but the insurance industry has been slow to catch up. Brokers are doing the same things today as they were a century ago, and until now there was no alternative. BizInsure offers a new way of buying business insurance online. We are committed to providing unparalleled access to affordable and reliable end-to-end insurance solutions.

  • Multiple quotes from A-rated insurers
  • Buy Insurance in 10 minutes
  • Get coverage instantly
  • Switch and save on your insurance

They are an insurance agency that combines knowledgeable, licensed human support with the simplicity and affordability of technology. With BizInsure, you can ‘Click or Call’ to compare top rated business insurance quotes, and buy online or over the phone. Your certificate of insurance will be emailed instantly and you will have access to their licensed agents for the entire time that you remain a BizInsure customer.

5
Chubb
Stay a step ahead and protect your business
  • Customizable coverage for businesses of all types and sizes
  • Risk management solutions to meet your business needs
  • State-of-the-art commercial insurance products

Chubb Small Business leverages superior underwriting expertise and world renowned claims, account services, and financial strength to offer solutions for small businesses with up to $30M in revenue.

At Chubb, we recognize that not all coverages fit the needs of every business. That is why we crafted a customizable suite of state-of the-art commercial insurance products to fit your company’s specific needs. Explore our full suite of small business insurance products:

  • BOP
  • Workers Comp
  • Management and Professional Liability
  • Foreign Package
  • Cyber Enterprise Risk Management
  • Digitech ERM for Small Business
Chubb is the world’s largest publicly traded P&C insurance company and the leading commercial lines insurer in the U.S. 

With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.

 

Our Favorite Providers
9.9
WE’RE 100% DEDICATED TO SMALL BUSINESS.
  • Tailored business insurance. Zero hassle. Big savings.
  • Let’s find the specific coverage you need for your business.
  • Choose your primary industry to get started!
9.7
Quick-thinking insurance for fast-moving businesses
  • Buy a policy online, in the app, or over the phone in minutes
  • Get coverage by the job, month, or year
  • Modify, pause, or cancel instantly if work slows down or hiring picks up
9.2
Want better insurance? Meet Simply Business.
  • Tell us a bit about your business
  • Select your preferred insurer and price
  • Get back to running your business
Richard Davis
Richard Davis
Passionate about sports, food, and my dog! I write about almost pretty much everything I find interesting. I’ll give my honest opinion, and do my best to lead you down the right path!